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Important Risk Warning
	Unit Trusts are investment products and some may involve derivatives. The investment decision is yours but you should not invest in the Unit Trusts unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
	Unit Trusts are NOT equivalent to time deposits.
	Investors should not only base on this marketing material alone to make investment decisions.
	Investment involves risk. Past performance is no guide to future performance of the funds. For details of the funds, their related fees and charges and risk factors, please refer to respective funds' offering documents.

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Risk Disclosure
	In the worst case scenario, the value of the funds may be worth substantially less than the original amount you invested (and in an extreme case could be worth nothing).
	Funds which are invested in certain markets and companies (e.g. emerging, commodity markets and smaller companies etc.) may also involve a higher degree of risk and are usually more sensitive to price movements.
	Credit Risk / Interest Rate Risk - a fund that invests in fixed income securities may fall in value if interest rates change, and is subject to the credit risk that issuers may not make payments on such securities. Price of the fund may have a high volatility due to investment in financial derivative instruments and may involve a greater degree of risk than in the case with conventional securities.
	Counterparty Risk - a fund will be exposed to credit risk on the counterparties with which it trades in relation to financial derivative instrument contracts that are not traded on a recognised exchange. Such instruments are not afforded the same protections as may apply to participants trading financial derivative instruments on organised exchanges, such as the performance guarantee of an exchange clearing house. A fund will be subject to the possibility of insolvency, bankruptcy or default of a counter party with which a fund trades such instruments, which could result in substantial loss to a fund.

Subscription offers

From now till 31 December 2009, subscribe for selected fundsⁱ with HSBC to enjoy an array of offers:

1.	Unit Trust subscription fee as low as 1.5%ⁱⁱ

2.	HK$100 Couponⁱⁱⁱ for every HK$50,000ⁱⁱⁱ (or equivalent) subscription of selected funds (Up to a maximum of HK$500 Coupons per transaction)

3.	Additional HK$200 Coupon^iv for online subscription (Applicable to customers who subscribe for selected funds online with a minimum subscription amount of HK$50,000 or equivalent per transaction)

Ref: Y9-A7-SUNT02 / OCT 09


Remarks
i.	Including open-end funds and the "No Subscription Fee Series".
ii.	Terms and conditions apply. This fund subscription fee offer is applicable to HSBC Premier customers who successfully make a lump sum subscription for open-end funds (excluding CapitALL funds and the "No Subscription Fee Series") via a HSBC Premier investment services account. The subscription must be made through manned PhoneBanking, HSBC Personal Internet Banking or at any HSBC branch and the subscription amount must reach HK$1,000,000 or above (or its equivalent in foreign currencies). For details of the fund subscription fee offer for different fund types and subscription amounts, please call 2233 3733.
iii.	Customers who subscribe for selected funds specified by the Bank (see Clause 4 in the Promotional Terms & Conditions) during the Promotional Period will receive HK$100 worth of PARKnSHOP gift coupons ("Coupon") for every HK$50,000 (or its equivalent in foreign currencies) subscription ("Offer") per transaction. The subscription must be made through manned PhoneBanking, HSBC Personal Internet Banking or any HSBC branch. The Offer is subject to a maximum coupon amount of HK$500 per transaction.
iv.	Customers will receive an additional HK$200 worth of the Coupons for selected fund subscription of HK$50,000 or above (or its equivalent in foreign currencies) for one transaction made through HSBC Personal Internet Banking ("Online Offer").


Promotional Terms & Conditions
1.	The promotional period is from 2 October 2009 to 31 December 2009, both dates inclusive (the "Promotional Period").
2.	This promotion is exclusive to customers ("Customers") who maintain HSBC Premier, PowerVantage or SmartVantage Integrated Investment Services Accounts with an account suffix 380 or standalone Investment Accounts with account suffix 383 with the Bank ("Eligible Investment Accounts"). The Customer must be the sole or primary holder of the Eligible Investment Accounts.
3.	For joint accounts, only the principal account holder will be entitled to the offer(s).
4.	For choices of selected funds, please call 2233 3733.
5.	Customers can only receive the Coupons in respect of completed and fully settled fund subscriptions. No Coupons will be awarded in respect of transactions which have not been completed and fully settled, or have been cancelled on or before 11 January 2010.
6.	Coupons will only be mailed to the local correspondence address of the eligible customer within 12 weeks after the transaction has been completed and fully settled.
7.	Coupons cannot be converted into cash and will be subject to further terms and conditions stipulated by the issuing merchant.
8.	The issuing merchant of the Coupons in this promotion is solely responsible for the quality of the products and services provided and The Hongkong and Shanghai Banking Corporation Limited in Hong Kong SAR ("the Bank") shall have no liability in respect thereof.
9.	Lost or damaged coupons are not replaceable.
10.	If a customer is entitled to receive the promotional offer under this promotion and is also entitled to any other offer(s) under another concurrent promotion run by the Bank in respect of the same type of designated product or service, such customer is only entitled to receive the offer of the highest value at the Bank's discretion.
11.	Offers under this promotion are applicable to Personal Financial Services customers of the Bank only.
12.	The offers described above are provided subject to prevailing regulatory requirements.
13.	In case of any dispute arising out of this promotional programme, the decision of the Bank shall be final and conclusive.
14.	The Bank reserves the right to amend these terms and conditions at any time with appropriate notice.
15.	Employees of the Bank and other members of the HSBC Group are not eligible for this promotion.
16.	These terms and conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.

This document does not constitute an offer for the purchase or sale of any investment products. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and circumstances. The contents of this document have not been reviewed by the Securities and Futures Commission.