HSBC Insurance (Asia-Pacific) Holdings Limited, the center of HSBC Insurance operations for the Asia-Pacific region, maintains an outstanding level of service and customer care, as evidenced by our outstanding credit ratings. We received a rating of AA- from Standard and Poor's, the highest rating awarded to financial institutions based in Hong Kong, and a rating of A+ (Superior) from A.M.Best, the world's largest insurance rating agency. As the leading bancassurance provider in Hong Kong, our comprehensive range of products and services also affords customers the comfort, convenience as well as reliance on one financial organization to handle all their financial and insurance needs.

We have sustained a pattern of consistent and robust growth since 1974. As a leading insurer in Hong Kong, HSBC Insurance offers its customers with diverse wealth management and protection services. We established general insurance operations in Macau approximately two decades ago. We have since expanded our service in Macau to include life insurance and retirement funds. In accordance with our commitment to maintaining the highest level of professionalism, we continue to strive for online and offline operations integration, by continually updating internet products and services.

To correspond with the ever-changing needs of consumers, We offer an extensive array of tailor-made personal and corporate insurance, investment and pension plans. As a major provider of Occupational Retirement Schemes (ORSO) and Mandatory Provident Fund Schemes (MPF) within Hong Kong, our rapidly expanding portfolio of retirement benefits is a testament to consumers' reliance on HSBC Insurance. With over 1,100 dedicated staff providing professional support and expertise, our team serves the needs of brokers, agents and direct customers across the region, acting as a major distribution channel for the Asia-Pacific network.