HSBC Insurance has achieved ratings that consistently indicate our success in both serving our customers and setting high standards in a competitive market. Recognised for our strong and prudent management, our company has an exceptionally strong team of insurance professionals which include experienced and qualified underwriters, actuaries, accountants, registered nurses and dedicated customer service staff. Together, all our professionals work to provide our customers with the reliability that brings complete peace of mind.

Our steady and consistent growth bears testimony to the increasing number of people looking to HSBC Insurance for insurance protection and retirement benefits. Over the past five years, we have increased our market share of individual life insurance new business in Hong Kong to 23.3% in 30 June 2007, making us one of the most successful insurers in the region. Our rapidly expanding portfolio of retirement benefits indicates just how many people rely on us to protect their wealth.

Our customers' needs are many and varied, so our product range is similarly diverse. We are a major provider of life, non-life, medical, marine and property insurance, as well as pension plans and tailor-made schemes for personal and corporate customers.

Standard & Poor's rated HSBC Life (International) Limited and HSBC Insurance (Asia) Limited as AA/Negative.

We offer customers the convenience of using one insurance provider to protect their assets and lifestyle, as well as their business investments - wherever they may be in the region. We have recently begun to offer life cover and pension plans to our Macau customers and have opened representative offices which are working to extend our business in mainland China.