The world's local bank
Online Applications
Useful Tools
Mortgage Services
Our Mortgages Loans
Home Mortgage Loans
HSBC's Home Mortgage Loans feature tailored solutions to meet your financing requirements.
- Multiple mortgage loan repayment plan options
- Flexible mortgage loan arrangement
Deposit-linked Mortgage
Enjoy better interest returns on your savings deposit and greater flexibility in managing your finances.
- Fruitful returns on your savings deposit
- Reduce net interest expenses of your mortgage loan
HighAdvance Mortgage
Make your dreams come true with less than 30% down payment.
- Borrow mortgage loan up to 95%* of your property's value
- Enjoy cash-out refinancing
Trading Up
Moving to a new property is a little easier with financing from HSBC.
- Pay a deposit on your new home before closing the sale of your current home with an HSBC Bridging loan
Investor Mortgage
Capture property investment opportunities and maximise your wealth potential.
- Rental income and assets return are taken into account for income calculation
Rate Information
Mortgage Calculators
How much can I borrow?
Determine how much of a home mortgage you can afford to borrow with your current income.
What will it cost?
Calculate your monthly home mortgage loan repayments according to the total amount of your loan.
How much can I save on "Deposit-linked Mortgage"?
Calculate how much you can save on Deposit-linked Mortgage compared to standard mortgage.
Property Valuation
Property Valuation tool
Find out the current value of a flat in major estates throughout Hong Kong
Property Price Trends
* The maximum mortgage loan amount is capped at 95% of the property purchase price or property valuation (whichever is lower) provided that mortgage insurance cover is made available by The Hong Kong Mortgage Corporation Limited.
