The world's local bank
- Travel Insurance
- Home Insurance
- Health Insurance
-
Life Insurance
- Refundable Protection Plan (Major Illness)
- Term Protection Plan
- Term Life Insurance (Refundable Premium)
- Target Protection Plus
- Lifestyle Protection Plus
- WholeLife Protection Plan
- Lifestyle Retirement Protection Plus
- WealthInvest Insurance Plan
- Lifestyle Education Protection Plus
- LifeSave Protection Plan (Lifetime Medical)
- RetireIncome Annuity Plan
- Helper Insurance
- Accident Insurance
- Golfer Insurance
- Fire Insurance
- HealthNet
- More
- Investment Performance
- Important Information
- Claims and Assistance Services
- Amend your Policy
- FAQ
- Glossary
- Download Forms and Documents
RetireIncome Annuity Plan
What is RetireIncome Annuity Plan?
The RetireIncome Annuity Plan insurance plan provides you with the security of a stream of guaranteed payments to supplement your retirement fund.
Features
- Choose an accumulation period of 8, 10 years or up to age 55, and you could enjoy an annuity period of 10 years
- Receive a guaranteed cash bonus at the end of the accumulation period
- Choose how you would like to receive your proceeds: fixed or rollover, or lump sum
- Fund your plan by making a one-off payment*, by paying through the first three/five/ten^ years of the plan, or by paying throughout the full accumulation period.
- Receive additional cover for terminal illness and unemployment and enjoy optional cover such as accidental death and dismemberment and critical illness
- Approval is guaranteed and no health questions will be asked#.
- Persons aged between 19 and 65 are eligible to apply.
What else should I know?
Next steps...
Need Help?
- Call (852) 2233 3131
Special Offers and Useful Links
Insurance special offers
There is always something new at HSBC. Click here to find all of our attractive insurance offers.
Plan your life insurance needs?
A simple calculation can tell if you have enough life protection.
Do you know which medical protection plan best fits you and your family?
Complete a short quiz to find out which medical insurance offer you and your family the best medical coverage.
What type of life insurance is right for you?
HSBC offers a range of life products to suit your needs throughout different stages of your life.
Reference Information
HealthNet
Get up-to-date news and information, so that you can better manage your health.
Investment performance
Unit price and performance of investment choices for investment-linked policies.
Notes:
*If you cancel or change the policy, the balance of the single payment will be paid subject to a surrender charge at a scale determined by us from time to time.
^ Payment terms vary by plan options selected
#You are required to complete simple health questions if the total premium of all the pending and inforce RetireIncome Annuity Plan, RetireEnrich Protection Plus and SaveEnrich Protection Plan (6 Years) applications subject to 'guaranteed approval' is more than HK$2,400,000/ US$300,000. We reserve the right to accept or reject any applications for the Plan based on the information provided by the Life Insured during application.
- All ages mentioned refer to the age of the insured at the next birthday.
- RetireIncome Annuity Plan is underwritten by HSBC Life (International) Limited which is authorised and regulated by the Commissioner of Insurance of the Hong Kong SAR. The Hongkong and Shanghai Banking Corporation Limited is an insurance agent authorised by HSBC Life (International) Limited.
