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Hospital Cash Insurance
Enjoy 40% first-year premium discount online.

What is Hospital Cash Insurance?

HSBC's Hospital Cash Insurance plan gives you a daily cash benefit that is guaranteed, in addition to your existing medical insurance benefits, regardless of the actual hospital expenses.

Features

  • Apply online before 30 November 2009, you can enjoy HK$200 supermarket coupon for successful applications of Plan B or above.
  • Apply online to get instant cover, with three months of free cover or 40% discount on first-year premium; extra 10% discount if you enrol with your spouse or children. more
  • 30% "no claims" refund of hospital cash insurance premiums after five years*. more
  • Flexibility to choose from four levels of hospital cash insurance benefits according to your protection needs. more
  • Reimbursement of up to ten times your daily limit in surgical expenses per illness or accident. more
  • Hospital cash insurance premiums are based on your age at entry, and generally do not increase with age. more
  • Please refer to the Hospital Cash Insurance policy wording for exact terms and conditions and details of the exclusions.
  • Enjoy '30-Day Service Pledge'

What else should I know?

Instant approval - quote now


Enjoy 10% discount when you cover yourself and your spouse, or your whole family

Benefits for hospitalization in Mainland China are limited to 50% of the daily cash benefit.

* If you don't make a claim for five consecutive years, you will receive a cash refund of 30% of the hospital insurance premiums you have paid